Tuesday, December 02, 2008

Credit Reports

Marion,
Could you please post this info and encourage your readers to obtain their credit report for FREE. I would suggest staggering the reports so that you get one report every 4 months rather than all 3 at once this way you can constantly monitor your report and check for fraud. Beware that there are many web sites that offer this service for a fee. This is the official FREE web site.
Joe Brydges

One way to help protect your identity is to check your credit reports on a regular basis. By doing so, you can ensure that there are no loans, credit cards, or other financial obligations that have been fraudulently initiated in your name.

By law, you are entitled to three free credit reports every 12 months—one each from Equifax, Experian, and TransUnion, the national consumer credit reporting agencies. If you haven't requested free credit reports in more than 12 months, it’s time.

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